Associations

Insurance for LJ Hooker Franchise Owners

LJ Hooker have established two quality insurance schemes tailored to a Franchise Owners business. These are the LJ Hooker Professional Indemnity Insurance Scheme and the LJ Hooker Office Insurance Scheme.

These insurance policies are of a high quality with competitive rates. We understand how hard you've worked to build your business, thats why we'll work just as hard to protect it.

1) LJ Hooker Professional Indemnity Insurance Scheme

Professional Indemnity Insurance

We have two Professional Indemnity Insurance policies available to LJ Hooker franchises. One is supported by CGU Insurance, a local Australian Insurer. The other is supported by Lloyds of London.

These schemes provide your business with cover in the event of a claim of professional negligence. This is important as a franchise owner who sells their business could still be sued many years later over matters they may have been responsible for whilst in the business. Under normal circumstances, run off insurance could cost the equivalent of approximately 4-5 years of annual premiums.

Special Offer on Professional Indemnity Insurance

Professional Indemnity Insurance cover typically includes:

  • Costs incurred to investigate a claim
  • Legal costs incurred to defend the Insured
  • Costs to dispose of a claim for which either a settlement has been reached or for which you have been found liable by the courts.

To make an enquiry about this offer or to arrange cover for your LJ Hooker Franchise, please contact your Service Team directly.

CGU Professional Indemnity Insurance Scheme Benefits
  • A comprehensive policy wording backed by the quality CGU Insurance
  • Free 7 years run off cover for eligible insureds
  • Two reinstatements of the indemnity limit
  • Automatic Fidelity sub limit of $100,000
  • Optional Employment Practices Liability sub limit of $500,000
  • Statutory Liability sub limit of $250,000
  • Costs in addition limit of indemnity
  • Low “costs inclusive” excess structure
  • Definition of employee extends to include contractors/consultants/sub-contractors
  • Franchisor Liability Extension
  • Bodily injury/property damage cover to the full policy limit
  • Continuous Cover provision
Lloyds of London Professional Indemnity Insurance Scheme Benefits
  • A comprehensive policy wording backed by the quality of Lloyd’s of London
  • Free 7 years run off cover for eligible insureds
  • Two reinstatments of the indemnity limit
  • Automatic Fidelity sub limit of $100,000
  • Employment Practices Liability sub limit of $500,000
  • Statutory Liability sub limit of $250,000
  • Cyber Liability (third party cover)
  • Costs in addition limit of indemnity
  • Low “costs exclusive” excess structure
  • Definition of employee extends to include contractors/consultants/sub-contractors
  • Franchisor Liability Extension
  • Bodily injury/property damage cover to the full policy limit
  • Continuous Cover provision

2) LJ Hooker Office Insurance Scheme

The LJ Hooker Franchise Owners Office Insurance Scheme has been designed to provide tailor made office insurance solutions that meet the specific requirements of the LJ Hooker Franchise Owners.

Cover depends on the options chosen and could include:

  • Accidental loss or damage to property
  • Theft
  • Glass and signs damage
  • Money
  • General property (cover for items removed from the office)
  • Employee dishonesty
  • Business interruption
  • Machinery breakdown
  • Computer & electronic equipment breakdown
  • Public liability
  • Tax investigation
  • Key & lock replacement on rental properties where keys are lost/stolen
  • Open house property damage & theft

Why Choose GSA

A thriving Real Estate office can be a busy and demanding place and that’s why we don’t waste your valuable time. At GSA, we provide you with a direct line to your personal broker who can be contacted for professional risk advice at any time throughout the year.

We will provide quality, cost effective insurance policies to our clients, and will not leave your side in the unfortunate event of a claim. Both your broker and a dedicated claims manager will work with your insurer to expedite your claim and deliver your full entitlement without delay.

To make an enquiry about our special offer or to arrange cover for your LJ Hooker Franchise, please contact your service team below.

Your Service Team

Stacey McGauran

Client Manager

(02) 8274 8100

stacey_mcgauran@coverforce.com.au

With over 20 years experience in the insurance industry, Stacey McGauran brings a wealth of knowledge and expertise to her role. Specialising in real estate and property management insurance, Stacey has been instrumental in assisting agents across Australia in securing tailored Professional Indemnity and Business Insurance solutions. Stacey is committed to delivering personalised service, ensuring that each client receives comprehensive risk assessments and insurance strategies that align with their business objectives.

Emma Carr

Client Executive

(02) 8274 8100

emma_carr@coverforce.com.au

Emma is a dedicated and detail-oriented Account Executive supporting our real estate clients with tailored insurance solutions. With a strong foundation in client service and a keen interest in the real estate industry, Emma brings fresh energy and a proactive approach to every interaction. She works closely with our senior brokers to ensure clients receive responsive service, accurate advice, and smooth policy management.

Learn from our experience

Don't wait until it's too late to consider taking out insurance for your franchise. Adding it as part of your overall risk management process can help protect your business and assets should the unexpected happen.

Visit our downloads section to find a range of helpful materials and case studies designed to help your team minimise risk including:

  • Risk Management Tips for Real Estate Professionals
  • Risk Management Tips for Property Managers
  • Claims Case Studies including risk management strategies

Visit downloads

Arrange a Quote

To arrange a quote for your LJ Hooker franchise, simply follow the steps below:

  1. Download and complete the Professional Indemnity Insurance Proposal Form
  2. Send your completed claim form along with all supporting documentation to GSA using the details below;

For more information, please contact:

We're a new breed of Insurance Broker, who think insurance should do more than just cover you for loss.

Start a Conversation
GSA Office
winning awards
GSA Office
GSA Office
GSA Office
GSA Office