Workers Compensation | Divisions | GSA Insurance Brokers

Workers Compensation

Our team of highly skilled and focused Account Managers are specialists in the Workers Compensation field, across all states and territories, with experience in managing a wide variety of industries within the market.

The cost of Workers Compensation premiums provides a formidable challenge to the bottom line of many companies. To combat this risk of growing premiums there has been an increasing requirement for employers to invest time, money and people power into reducing the impact of premium costs through injury management and early return to work strategies.

GSA Workers Compensation provides expert assistance, advice and in most cases a real cost saving on your Workers Compensation Premiums.

As such, years of experience has taught us that the best approach is to begin by auditing your policies, claims, industry classification, wages and business structure. We then identify possible savings in the costing of the current program and suggest improvements and possible restructuring.

Below is an outline of some of our services:

Ongoing Management of your Workers Compensation Program
Premium Appeals and Disputed Claims
Premium Saver Audit
Taking out a policy

Ongoing Management of your Workers Compensation Program

Ongoing Management of your Workers Compensation Program

Many businesses involve physical risk and workers compensation claims are a regular occurrence. Each claim needs to be appropriately reviewed and managed from the start.

Employers with multiple locations and interstate operations face additional challenges in the management of claims and premiums.

Our Ongoing Management Programs are tailored to meet your needs in managing this critical part of your business through our holistic management program. Key services offered include premium and claims reviews, premium monitoring and a range of return to work options to free your staff members from the necessary administration associated with tightly managing a workers compensation program.

Premium Appeals and Disputed Claims

Premium Appeals and Disputed Claims

Many employers wish to query claims and premiums with their Insurer. Unfortunately these employers are disadvantaged by the bureaucracy and technicalities of Workers Compensation. We can add value in these matters by filling the gaps in your knowledge and understanding of the various States Workers Compensation Systems.

Premium Saver Audit

Premium Saver Audit

Workers Compensation premiums are calculated by considering the wages paid by a business, the physical risk on the various activities within the business and the claims history.

Our Premium Saver audit is based on a no saving, no fee price model and is essentially a ”health-check” of your Workers Compensation policy, where we will analyse your program with the aim to reduce your premiums by examining each of these in detail.

If you are an employer who is seeking an independent review of your program to ensure that you are minimising cost and peace of mind that correct premium is being paid, this service is for you.

Taking out a policy

Taking out a policy

Workers Compensation Insurance is compulsory for all employers in each Australian State & Territory; however Legislation varies from State to State.

To ensure compliance, appropriate cover and competitive premiums, the GSA Workers Compensation team will make sure that you are looked after.

“GSA have continually demonstrated expertise in their field and provided a level of comfort to the management team that Workcover and debtor related insurance risks are well managed.”

Michael Fiteni, Chief Financial Officer

“New Horizons is a not for profit organisation operating in an environment that presents a variety of challenges.
The personal commitment of the GSA Team to provide outstanding customer service, coupled with a professional approach in gaining a thorough understanding of the business operations and risk management strategies at New Horizons, has ensured that GSA are able to respond proactively to our insurance requirements, especially for the more difficult to manage risks.
We have been very impressed with the tailored approach that GSA has adopted toward addressing our needs.”

Judi Higgin, Chief Executive Officer

The Easts Group engaged GSA in 2010 as our brokers and were immediately impressed with the personalised service from Paul and his Professional team. GSA’s commitment to understanding our business and passing on cost efficiencies where possible to our organisation was evident from the start with good savings on our yearly insurance renewals program and additionally from their ‘Premium Saver Review’ for an existing claim on our Workers Compensation Policy. "We enjoy working with GSA team and, importantly, being part of the KidsXpress program.”

Scott Macdonald, Chief Finance Manager