Preferred Suppliers and Helpful Links Workers Compensation is compulsory insurance, therefore, insurers have little incentive to be proactive in servicing their clients. In NSW, Victoria, Queensland and South Australia, the State Government underwrites the scheme. When it is not the insurance company’s money, they can be even more reckless in using it. Below is an outline of some of our services: Premium Saver Audit We will audit your premium calculation and aim to reduce your premium by examining each of these in detail.
In addition, throughout Australia there is little or no commission to insurance brokers from workers compensation policies. Therefore there is a gap for specialist advisors in this area of insurance.
Our team of highly skilled and focused Account Managers are specialists in the Workers Compensation field, across many industries, and come from both insurer and employer backgrounds.
GSA Workers Compensation provides expert assistance, advice and in most cases a real cost saving on your Workers Compensation Premiums.
Years of experience has taught us that the best approach is to begin by auditing your policies, claims, industry classification, wages and business structure. We then identify possible savings in the costing of the current program and suggest improvements and possible restructuring.
Workers Compensation premiums are calculated by considering the wages paid by a business, the physical risk on the various activities within the business and the claims history of the business.
This service is an effective health check of your premium and suits employers who are seeking an independent review of their program to ensure that they are minimising cost.
Ongoing Management of your Workers Compensation Program
Many businesses involve physical risk and workers compensation claims are a regular occurrence. Each claim needs to be appropriately reviewed and managed from the start.
Employers with multiple locations and interstate operations face additional challenges in the management of claims and premiums.
Our Ongoing Management Plans are tailored to meet your needs in managing this critical part of your business. Whether we review your claims, forecast your premiums and negotiate with your insurer quarterly or half yearly, you will benefit from the 40 years experience in our team.
Taking out a policy
Workers Compensation Insurance is compulsory for all employers in each Australian State & Territory, however Legislation varies from State to State.
To ensure compliance, appropriate cover and competitive premiums, the GSA Workers Compensation team will make sure that you are looked after.
Premium Appeals and Disputed Claims
Many employers wish to query claims and premiums with their Insurer. Unfortunately these employers are disadvantaged by the bureaucracy and technicalities of Workers Compensation. We can add value in these matters by filling the gaps in your knowledge and understanding of the various States Workers Compensation Systems.
CGU - click here to obtain a quote for Workers' Compensation in NSW
